One of the best ways to get cheap car insurance quotes quickly is to do it online. Several sites exist where you can even compare quotes from different companies.
Another way to get a cheap quote is to make sure you take advantage of all of the discounts available to you. Keep in mind that not all companies will advise you of all the discounts they could offer, so make sure you do your research.
Some of the discounts you might be eligible for are:
Anti-Lock Braking Systems (ABS)
You can generally get a 5% discount on the collision portion of your premium if your vehicle has an ABS system. You’ll have to purchase collision and comprehensive coverage to get this reduction.
This discount applies to the personal injury or medical payment portion of the policy. Your airbags could save you as much as 25% to 40% of that premium.
You may be eligible for a multi-policy discount when you purchase more than one policy from the same insurance carrier. This discount can be up to 10%.
The comprehensive portion of your policy could be reduced by 25% if you have an anti-theft device on your vehicle. This could be OnStar, window etching or factory installed alarms.
A good student discount can reduce your premium by up to 15%. Minimum grade point average (GPA) requirements need to be met and proven to the company.
Good Driver Discounts
If you take a defensive driving course, go without a moving violation or accident for a certain amount of time, you might be able to get a discount on your premium.
Make sure you check on these and other discounts the company might be offering.